FINANCIAL PLANNING TOOLS
Returns Calculator
Annualised return from actual dated investments and receipts.
UNDERSTAND THE NUMBERS
How to use this estimate
Annualised return from actual dated investments and receipts.
Choose CAGR for one investment and one ending value. Choose XIRR when money enters or leaves on different dates. Include the ending valuation as a positive cash flow.
The model uses effective annual growth. Where monthly contributions apply, they occur at the beginning of the month. The result is rounded only for display.
Are calculator returns guaranteed?
No. Calculators use constant rates selected by you. Markets fluctuate, and the actual value can be lower than the illustration, including a loss of capital.
Is a SIP a separate investment product?
A SIP is a way to invest a fixed amount regularly into a mutual fund. The fund’s holdings and risk profile determine the underlying investment exposure.
LET’S TALK
Your financial goals deserve a plan.
Bring your goals, existing investments and questions. Start a conversation with the Whiterock team.
CONTINUE PLANNING
Related calculators
SIP Calculator
Explore how a regular monthly investment could grow over time.
Step-Up SIP Calculator
See what an annual increase in your monthly investment could add to your goal.
SIP Required for Goal
Work backwards from a future target to an estimated monthly contribution.