FINANCIAL PLANNING TOOLS
Cost of Delay Calculator
Measure the effect of starting later while keeping the same end date.
UNDERSTAND THE NUMBERS
How to use this estimate
Measure the effect of starting later while keeping the same end date.
Change the inputs to reflect your goal. Compare lower and higher return assumptions, and allow for taxes, charges and uncertainty when making a real plan.
The model uses effective annual growth. Where monthly contributions apply, they occur at the beginning of the month. The result is rounded only for display.
Are calculator returns guaranteed?
No. Calculators use constant rates selected by you. Markets fluctuate, and the actual value can be lower than the illustration, including a loss of capital.
Is a SIP a separate investment product?
A SIP is a way to invest a fixed amount regularly into a mutual fund. The fund’s holdings and risk profile determine the underlying investment exposure.
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Work backwards from a future target to an estimated monthly contribution.